A salary account designed specifically for working professionals can make managing your hard-earned money much easier. IDFC FIRST Bank offers customised salary accounts with benefits like high interest rates, unlimited free transactions, lifestyle privileges, and insurance protection. Read on to know the top 5 reasons why their salary account opening is the best choice for your banking needs.
Why Opt for an IDFC FIRST Bank Salary Account?
Here are some of the compelling reasons why you should go for an IDFC FIRST Bank salary account right away:
Reason 1: Higher Interest Rates on Savings
IDFC FIRST Bank provides exceptional interest rates on savings account balances for salary holders. You earn monthly interest payouts more than regular savings accounts in other banks. So, the extra money you save each month accumulates better returns, allowing your wealth to grow faster without much effort.
For instance, if you maintain a quarterly average balance of ₹1 lakh in your account, you can earn nearly ₹2000 more in interest each year!
Reason 2: Zero Charges on All Digital Transactions
With this salary account, you can carry out unlimited digital transactions without opening an account and worrying about a salary account. This includes payments via net banking, mobile banking, debit card swipes, ATM withdrawals, online shopping portals, utility bill payments, and funds transfers via IMPS, NEFT, or RTGS.
There is no need to worry about paying fees on payments and withdrawals beyond a free limit. This helps you manage your money more efficiently at zero transaction costs.
Reason 3: Complimentary Insurance Protection
The IDFC FIRST Bank salary account comes bundled with a 1 crore air accident cover and a 50 lakh personal accident cover at no additional cost. You also get lost card liability cover of ₹6 lakh and ₹1 lakh purchase protection cover if something goes wrong with an online purchase.
These insurance benefits provide you and your family complete financial security without paying additional premiums.
Reason 4: Exciting Lifestyle Privileges
As an account holder, you can access up to 30% dining discounts at over 5000 popular restaurants Pan-India by using your salary account debit/credit card. There are also attractive travel offers like domestic airport lounge access hotels and flight booking discounts that help you save on your travels.
You can also get 1-year free membership to online entertainment platforms like Amazon Prime and TimesPrime.
Reason 5: Award-Winning Mobile Banking App
IDFC FIRST Bank has the highest-rated mobile banking app that offers over 250 banking services on the go. You can check account balances, transfer money, set payment reminders, pay utility bills, invest in mutual funds, and much more securely via your phone. This eliminates the need to visit a branch, saving significant time and effort.
Their intuitive interface and advanced features have won several awards, making it the most user-friendly app.
Conclusion
From unbeatable interest rates, zero-fee transactions, zero-balance accounts, exciting lifestyle perks, and comprehensive insurance covers, the IDFC FIRST Bank salary account is tailored to meet all your banking needs in the most rewarding way possible. It offers working professionals simplified expense management, automated savings, and complete financial security.
So, if you want to maximise the returns on your hard-earned money, switch your salary account to IDFC FIRST Bank today!
